Aha- the ITE-centre.It is tidy, (not clean though), everything works except the cassette player
The small print also says don't under value stuff. In the event of a total loss and you've under valued by 10%, they'll only pay out even less than the insured valueStrange, isn't it, how they are asking you to value it, and yet if it was subject to a write off they would very quickly arrive at a valuation which might differ from your appraisal. Are they hoping that you will over value it so that they can adjust the premiums upwards? I'd be tempted to ask them what value their book suggests, and then you choose whether you are happy with that valuation.
The underinsurance clause does not apply on NFU mutual tractor policies, well it didn't when I worked for them.The small print also says don't under value stuff. In the event of a total loss and you've under valued by 10%, they'll only pay out even less than the insured value
How many vehicle policies was that?Last June I got down to £870 for £70k insured. County were very keen to keep the business and knocked £250 off the renewal when Acres came in with a better price. Shouldn't really have stayed after that stunt but they had sharpened their pencil considerably last month for the buildings and their first price was the best
6. 4 tractors, combine and telehandler. A month later I traded the handler, added £12k insured value for 50 quid.How many vehicle policies was that?
No, merlo is farm use only, never leaves the yard so essentially the risk is damage and fire, in fact the only one that ever goes on the road is the 6410, might do 20 miles on the road per month.6. 4 tractors, combine and telehandler. A month later I traded the handler, added £12k insured value for 50 quid.
Is your Merlo insured for construction that would add ££££££?
I would get another quote then. Suppose location and claims history would affect a quote. Someone tried telling me that not having a claim for 30+ years makes you more of a risk than someone who has a claim now and then. Don't know whether that's true or notNo, merlo is farm use only, never leaves the yard so essentially the risk is damage and fire, in fact the only one that ever goes on the road is the 6410, might do 20 miles on the road per month.